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United MileagePlus Explorer Business Card

The United MileagePlus Explorer Business Card is an airline cobranded business travel card. It’s designed for businesses that frequently fly with United Airlines. With this card, you will earn 2 miles per dollar with United and at restaurants, gas stations and office supply stores. All other purchases earn 1 mile per dollar. You’ll earn a 50,000-mile sign-up bonus when you spend $3,000 on purchases in the first three months from account opening. As a cardholder, you will get benefits including priority boarding, a free first checked bag for you and a companion on the same reservation, two United Club passes annually, hotel and resort perks including upgrades, early check-in and late checkout, an auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance, trip delay reimbursement, purchase protection, price protection and concierge service.

BP Visa® Credit Card

The BP Visa® Credit Card is worth it if you get gas at BP frequently. You get discounts for spending money on gas and more. BP also has a BP Credit Card that is for store use at BP only.

You can use this card anywhere Visa credit cards are accepted.

Capital One Spark® Cash Credit Card

Cardholders who transfer a balance to the Capital One Quicksilver card may enjoy the card’s long 15-month 0-percent introductory period as well as its strong cash back program.

Capital One® SavorOne℠ Cash Rewards Credit Card

This cash back card for diners features a long 0-percent 15-month introductory APR for balance transfers and new purchases, but cardholders seeking to pay down a balance should beware of the Capital One SavorOne card’s high regular APR.

Capital One® Savor® Cash Rewards Credit Card

The new Capital One Savor card gets bragging rights for offering the most cash back on dining and entertainment purchases combined, but it’s not the best option for many cardholders due to its $95 annual fee.

Capital One® Spark® Classic for Business

The Spark Classic card doesn’t offer the lowest APR or juiciest rewards; but it does help cardholders with damaged credit build a better credit score, and earn a modest amount of cash back, so they can qualify for more generous cards over time.

Carnival™ World MasterCard®

The Carnival™ MasterCard® offers some decent rewards if you are going to travel through Carnival frequently. It allows you to earn points good toward gift cards, gift certificates, merchandise, and discounts on approved cruise lines.

Centurion® Card from American Express

The Centurion® Card from American Express, sometimes called the Black Card, can be a worthwhile option if you are interested in luxury experiences rather than saving money. Unlike traditional credit cards, the Centurion Card isn't about saving you money on every purchase, and instead focuses on providing luxury benefits to frequent travelers. It does this through perks like granting complimentary elite-tier membership at various hotel chains and airlines. Whether that’s worth this card’s $2,500 annual fee is ultimately up to you to decide. Check out our breakdown of what the Centurion Black Card has to offer below.

About creditcardtw

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why creditcardtw born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

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