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Forever 21 Credit Card
Issued by Comenity Bank
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Annual Fee
0
Regular APR
26.49% (V)
Open-loop card or Close-loop card
Closed-loop
Additional Information
Balance Transfer Fee
5% (min $10)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Late Payment Fee
$38
Returned Payment Fee
$38
Cash Advance Rate
28.74% (V)
Cash Advance Fee
5% (min $10)
Foreign Transaction Fee
3%
Smart Chip
Yes, chip-and-PIN
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Sign-up Bonus
15% Off your first regular price purchase.
$10 discount for making your first purchase outside Forever 21 within 90 days.
Welcome Kit offer: Your new Card kit will arrive in the mail along with 20% off your next purchase offer
$10 discount for making your first purchase outside Forever 21 within 90 days.
Welcome Kit offer: Your new Card kit will arrive in the mail along with 20% off your next purchase offer
Rewards
Earn 3 Points per $1 spent in store & online at Forever 21; 2 Points per $1 spent on qualifying restaurant purchases and 1 Point per $1 spent anywhere else Visa is accepted.
Double Points + Triple Points on Beauty events throughout the year.
Earn a $5 rewards certificate for every 300 points.
$5 Birthday Discount on Accessories and 21% Off on Forever 21’s account Birthday.
Double Points + Triple Points on Beauty events throughout the year.
Earn a $5 rewards certificate for every 300 points.
$5 Birthday Discount on Accessories and 21% Off on Forever 21’s account Birthday.
Application Requirements
Minimum credit score
Fair
Minimum Age
18 years of age
How To Apply Forever 21 Credit Card
To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.
The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.
When you have completed the form, the application needs to be reviewed, and you will receive your Forever 21 Credit Card soon if your audit passes.
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How To Use Forever 21 Credit Card
Where Can You Use
It can be used Forever 21 store and Forever 21.com
Pay Your Bill On Time
You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.
Something About The Card
At Forever 21, you get a 5% return on every item you buy (that is, you get three points for every dollar you spend).
First purchase discount. The first purchase price is 20% off.
Welcome to buy a suit. You can enjoy a discount of 85% for future purchases.
Happy birthday! Minimum consumption 25 yuan, birthday discount 10 yuan.
For anniversaries, a 21% discount will give you a permanent reward for anniversaries and permanent 21st birthday.
Free standard shipping events and exclusive quotations.
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Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
- Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
- If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
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