Bank of America® Travel Rewards

I think that this "travel card" (which I have) is actually the best "cash back" card out there at 2.63% on every charge you make. While good at 1.5%, you only hit that 2.63% "cash back" level IF you happen to have the right profile: (1) you keep at least $100k at BofA or Merrill Lynch, (2) travel (or use hotels) even a bit, and (3) are happy to take your "cash back" as a statement credit. Although redemption isn't automatic, I just tickle in my calendar to take my rewards at least once annually. You can apply your "points" to your past 1 year's broadly defined "travel" charges that include all parking, hotels, air fares, travel agency fees, taxis, etc. (whether local or not). So, if you charge $5k per month on your card, you would need to bill $1,575 per year on all so-called "travel" to be able to get your 2.63% reward. I also have the 2 other best "cash back" cards I've found both at 2% (Citi Double Cash MasterCard & Fidelity Rewards Visa). As to major airline travel cards, I think Nerd Wallet shows Delta's as having the opportunity for over a 2.63% recovery on the dollar at 3.2%, but the card has a fee and 3.2% is only available for "some" foreign travel. I personally don't do travel overseas enough to be sure to benefit. Although the above review confirms that Platinum Honors BofA clients get $262.50 back on $10k spending, I don't think it adequately notes how much like a "cash back" card this is and that no higher percentage recoveries are available if you meet the right profile.

I've used BoA for about a year now and have paid in full every single time. This month, I accidentally let the due date pass. I called customer service and after 20 minutes, got to talk to a guy who was curt and refused to do a one-time waiver of the $25 fee. I also never got any flight rewards in spite of buying 3 international tickets worth $3,000 a few months ago. The second customer service rep I talked to said she cannot do anything because the first customer rep I talked to - aka BoA GOD - made the decision. Go with any other credit card company if you want better service and flexibility. I find American Express, PNC, Chase and credit unions to be way better than Bank of America.

THe current bonus is capped to 1.5 miles per dollar spend whereas there are many cards with no annual fee giving 3% on Travel and airlines spend like UBER VISA.. And the worst of all is the Bank of America Travel center where they get the worst deals on the flight CAUTION: do not trust the prices on travel center they are the lowest possible options and the seats rejected by airlines. If you are looking for travel always book thru Airlines.the only thing I liked about this card is it gives 1.5 miles for all transactions.

I lived abroad and traveled abroad with this card and its fabulous. I also had my limit increased a year after I got it, so I'm not sure why other people did not get that. I love getting points for everything and no foreign transaction fees was a big yes for me!

Own it for 2 years, points never expire and can be used for anything travel related including parking charges! No hassle, no annual fees and very simple to manage through the bank app. Best part, US based customer service!

I lived abroad and traveled abroad with this card and its fabulous. I also had my limit increased a year after I got it, so I'm not sure why other people did not get that. I love getting points for everything and no foreign transaction fees was a big yes for me!

Own it for 2 years, points never expire and can be used for anything travel related including parking charges! No hassle, no annual fees and very simple to manage through the bank app. Best part, US based customer service!

I lived abroad and traveled abroad with this card and its fabulous. I also had my limit increased a year after I got it, so I'm not sure why other people did not get that. I love getting points for everything and no foreign transaction fees was a big yes for me!

Own it for 2 years, points never expire and can be used for anything travel related including parking charges! No hassle, no annual fees and very simple to manage through the bank app. Best part, US based customer service!

I had this card for about a year now. Got my bonus points automatically, points are accumulating as expected, no annual fee, points are very easy to redeem. In my online account I have an option to redeem my points for certain purchases. For example Uber, anything at the airport, parking fees, public transportation...etc. Better than expected! I never had to call them so I can't say anything about their customer service. Overall I love this card!

After spending thousands of dollars on this card I was excited because I had accumulated over $31000 points on purchases so I booked flights for a total of $1500 on my card expecting to receive a reward of $300. This is a joke and a complete misrepresentation. My 6 month purchases of over $7000 did not qualify and I was told that it was only travel purchases that were eligible for rewards. This was unclear to me when I signed up for this card... my bad for not reading the fine print. After spending so much money on this card I would need to spend an additional $1000 to get a $25 reward. Oh and I never received the bonus rewards either... for all they are worth. This is bullshit. Shame on you BOA to call this a travel rewards card because this is so far from the truth. Been a customer 1994. Very disappointing. I could have spent my money on a card that actually gave me rewards. Will be paying it off and moving elsewhere.

No annual fee, 0% into, 1.5 cash back, no foreign transaction fee, $250 bonus- these are pretty good perks for a card, however, the customer service is awful. The two times I have called the 1800 number I have been on hold for over an hour.

even if i repay the charges on the card before the last day, they will still charge me late fee even if i made the transcation on their business day. It takes more than 2 business day to reflect your payment and you end up paying heavy late mayment fee. From 2nd year they will charge you heavy anual fee. so stay away from this card.

even if i repay the charges on the card before the last day, they will still charge me late fee even if i made the transcation on their business day. It takes more than 2 business day to reflect your payment and you end up paying heavy late mayment fee. From 2nd year they will charge you heavy anual fee. so stay away from this card.

even if i repay the charges on the card before the last day, they will still charge me late fee even if i made the transcation on their business day. It takes more than 2 business day to reflect your payment and you end up paying heavy late mayment fee. From 2nd year they will charge you heavy anual fee. so stay away from this card.

Had questions about whether there would be any fees on charges in Italy and cash advances. Was explained by Customer Service that there were no extra fees to use this Travel Rewards card but that the charges for cash advances started from the day you received the cash...not a good idea. Also I hadn't seen my 20,000 bonus pts on this account even tho I had spent the requeset $1000. He immediately put in a request for it and refunded the $15.00 foreign transaction fee on my other BOFA card. So my experience with customer service was Excellent!

I have been a BoA Customer for 10 years. Go this card a couple years ago and never had issues with it. Great for both traveling (no foreign transaction fees) and you earn points that can be put towards any travel (air, subway, train ect...). Their customer service has always been fine (though admittedly the automated voice system before you talk to a person is a little annoying. But I find everyone has that now.)

This is my second credit card alongside my Discover It Student card. The application was straightforward; however, I am let down that my credit limit is only $500, whereas my Discover It student card had over $1000 limit. I always prepay my balances as well. 

I've gone back in time and applied my rewards to travel I've done up to a year prior.

This is my second credit card alongside my Discover It Student card. The application was straightforward; however, I am let down that my credit limit is only $500, whereas my Discover It student card had over $1000 limit. I always prepay my balances as well. 

I've gone back in time and applied my rewards to travel I've done up to a year prior.

This is my second credit card alongside my Discover It Student card. The application was straightforward; however, I am let down that my credit limit is only $500, whereas my Discover It student card had over $1000 limit. I always prepay my balances as well. 

I've gone back in time and applied my rewards to travel I've done up to a year prior.

I applied for travel reward credit card and they issued me Master Card instead .. .God only knows why ???? . I talked to customer care and they are saying that conversion will take 4 weeks ...

Got this card exclusively for no foreign fees AND to be able to use a PIN in European countries. Tried at gas stations with PIN card refused every time. Lucky it was a backup to my Capitol one card :)

Got this card exclusively for no foreign fees AND to be able to use a PIN in European countries. Tried at gas stations with PIN card refused every time. Lucky it was a backup to my Capitol one card :)

Got this card exclusively for no foreign fees AND to be able to use a PIN in European countries. Tried at gas stations with PIN card refused every time. Lucky it was a backup to my Capitol one card :)

I have boa accts and applied in a branch with a person. I received an immediate approval. No annual fee, $1k spent over 3 months for intro points, and since I have a boa acct the points are given an additional 10% boost.
This works for me.

I have boa accts and applied in a branch with a person. I received an immediate approval. No annual fee, $1k spent over 3 months for intro points, and since I have a boa acct the points are given an additional 10% boost.
This works for me.

I have boa accts and applied in a branch with a person. I received an immediate approval. No annual fee, $1k spent over 3 months for intro points, and since I have a boa acct the points are given an additional 10% boost.
This works for me.